Pricing
Pay only for the apps you use. Signing is free, forever.
Start with free signing. Add XOvoice, XOchecks, XOfiles or XOsign on their own, or get everything with Full XO. Pay-per-use extras are in credits, and you see the price before they run.
Plans by app
XOvoice
XOvoice
100 minutes and a shared receptionist through call forwarding.
$19/ month
- 100 minutes a month
- Forward calls from the number you have
- Extra minutes are 4 credits each
XOvoice Team
500 minutes and its own business number.
$79/ month
- 500 minutes a month
- Its own number for your company
- Extra minutes are 4 credits each
XOchecks
XOchecks
One company, unlimited printed checks.
$9/ month
- One company
- Unlimited printed checks
- Your logo on every check
XOchecks Multi
Unlimited companies and bank accounts.
$15/ month
- Unlimited companies
- Unlimited bank accounts
- Unlimited printed checks
XOchecks Mail
10 mailed checks included each month.
$19/ month
- 10 mailed checks a month included
- Unlimited printed checks
- $1.50 for each extra mailed check
XOfiles
Free
5 GB, filename search, email-in and reminders.
$0forever
- 5 GB of storage
- Filename search
- Email-in and reminders
XOfiles Plus
50 GB and unlimited answers under fair use.
$9/ month
- 50 GB of storage
- Unlimited answers under fair use
- Extra storage $3 per 50 GB
XOfiles Plus Team
The whole company, 100 GB.
$29/ month
- 100 GB for your company
- Unlimited answers under fair use
- Extra storage $3 per 50 GB
XOsign
Free
Unlimited e-signing, forever.
$0forever
- Unlimited e-signing
- Send and receive with an audit trail
- Pay-per-use credits for extras
XOsign Plus
300 Brain pages a month.
$12/ month
- Everything in Free
- 300 Brain pages a month
- Signing invites and reminders by text
XOsign Plus Team
1,000 Brain pages for your whole company.
$29/ month
- Everything in Plus
- 1,000 Brain pages a month
- Covers your whole company
Full XO
Full XO
Every app together. XOmail included.
$149/ month
- $149 a month
- $39 for each extra person
- XOmail included
XOmail
XOmail
$10 an address when billed yearly.
$12/ address / month
- $12 per address a month
- Or $10 an address billed yearly
- Works on its own or with Full XO
Getting paid
Cards 3.3% + 30¢. Bank transfer (ACH) 1%, capped at $10.
- Use one app or all of them.
- Full XO is $149 a month, with extra people at $39 each.
- Signing and receiving always free.
- Translate any XOdoc for 3 credits a page — Spanish on Free, any language on paid plans.
- Every unlocked document is filed in XOfiles, included.
Running several companies? Write to support@xoaos.com.
Use one app or all of them
Start with the app you need. Full XO brings every app together.
Documents
XOdoc, E-signature, XOfiles, The Writer, XOterms, XOtrace, Compliance Vault
Signing invites by text and XOtrace marks: XOsign Plus plans
Talk
XOmail, XOchat, XOmeet, XOvoice
Plan
XOcalendar, XOreminders, Projects, Checklists
Make
XOsheets, XOslides, XOweb, XOmaps
Business
XOmoney, People, Company
Bills, invoice reminders and the bank-statement inbox: Full XO
What credits pay for
Credits pay for the extras XO does for you: reading, writing and translating your documents.
1 credit a page
Unlock a document
XO reads it once: who it's between, the money, the dates and the terms, and files it for you.
6 credits a page
The deeper read
Summary, Clauses, Risks, Suggest edits and the editable copy. Once per document.
3 credits a page
Translate
Into any language on paid plans, Spanish on Free.
- Uploading is free. You're charged only when XO actually reads, and only if it works.
- You see the price before it runs.
- Credits you buy never expire.
- Need more? Buy any amount, from 250 to 50,000 credits.
Pay-per-use extras
Understand what you were sent
- A plain-language summary of what the document actually says
- Risks and red flags called out before you sign
- Every clause explained in ordinary words
- Read it in any language, side by side with the originalSpanish only on Free
- Put your version next to theirs and see what changedPro and up
Make the document you need
- Turn a photo, scan, or PDF into a smart document the brain reads and understands
- Save any document as a template and reuse itStarter and up
- Your own logo and letterhead on everything you send
- The Writer — answer a few questions and get a real first draft, ready to sign
- Switch on editing to redline, reword, and polish
Sign, send, and prove it
- Fill out a form and sign it
- Quick Sign, with AI placing the fields for you
- Send for signature with a full audit trail, certificate, and timestamp
- Send the same document to up to 50 people at oncePro and up
- Every copy you export logged in XOtracePaid plans
Keep it and find it again
- Drop files in and the brain files them for you
- Folders and search across everything you keep
- Your documents stay yours — export any of them, any time
- Export the audit log as a spreadsheet
Some extras are paid per use in credits, and you see the price before they run: unlocking 1 credit a page, the deeper read 6 a page, translation 3 a page, The Writer 6 a page. Place fields with AI is quoted in credits before it runs.
How credits work
- Unlocking a document makes it smart — XO reads who it's between, the money, the dates and the payment terms, and files it — for 1 credit a page, whatever's on the page.
- The deeper read — Summary, Clauses, Risks, Suggest edits and the editable copy — is 6 credits a page, once per document. Translating is 3 credits a page for each language. Each page is charged once for each step.
- Uploading is free. Credits are spent only when you actually run the AI, and only on a successful run.
- Credits you buy never expire.
- Place fields with AI uses the same credits, quoted before it runs.
- Unlocking, the deeper read, translation and The Writer each show their price before they run.
- Every document you unlock is filed in XOfiles by XOsign at the same time — read, put in its folder and searchable — at no extra cost. See how the filing works
Need more credits?
Buy credits any time — 250, 500, 1,000, 2,500, 10,000 or 50,000, or a custom amount. Bought credits never expire.
250 credits
$12.50
250 credits
5¢ a credit without a plan
2.5¢–5¢ a credit depending on your plan
500 credits
$25
500 credits
5¢ a credit without a plan
2.5¢–5¢ a credit depending on your plan
1,000 credits
$50
1,000 credits
5¢ a credit without a plan
2.5¢–5¢ a credit depending on your plan
2,500 credits
$125
2,500 credits
5¢ a credit without a plan
2.5¢–5¢ a credit depending on your plan
Every plan, including the free one, gets the same proof.
Signatures built to ESIGN and UETA, the full audit trail, a SHA-256 fingerprint and an independent RFC 3161 timestamp on every completed document, and one account's data invisible to every other. None of it is an upgrade.
See exactly how that worksNotaryComing soon
Online notary sessions are on the way. When they arrive, they won't use your credits.
Free forever
These never use credits, on any tier, including Free.
Questions before you choose?
- Can my whole team use it?
- Full XO is $149 with extra people at $39 each. App plans say who they cover — Team plans cover the whole company.
- Can I change plans later?
- Any time, from Settings → Billing. Add or drop app plans, or move to Full XO, and you only pay the difference.
- What happens to my papers if I leave?
- Take everything with you, any time, from Settings → Privacy.
Start free. Bring your first papers.
No card needed. Sign as much as you like, and see what XO finds in your documents.